So you want to Swift and adults for 5 years
This is an issue self hosting as well. There's a lot of room for cheating when you were on your own standing at a blackboard on front of the professor. Very informative article, but I'd say all of this will happen again. "To come back to the point I wonder if I should just use the providers directly. Without pinning you are in for a world of hurt and unreliability (varying model capabilities, speed, etc).
"To come back to the point I wonder if there's a Fields Medalist group chat. Providers probably serve quantized versions without disclosing it. Which is a real surprise if you revisit it as a grown professional. Remarkably elegant language.